Kirpalani Financing


Kirpalani’s N.V. offers several financing services for our current and future customers with the lowest interest rates from 0.5% per month!
Our financing terms easily allow you to purchase a wide variety of products and/or services, including building materials from third parties, while paying over a longer period of time. 

We offer the following financing services:

Finabank Kirpalani Shopping Card

What is Finabank Kirpalani Shopping Card?
The Finabank Kirpalani Shopping Card helps you buy your long-desired furniture, redecorate your home, renew your electric appliances, and much more!  Simply, qualified cardholders may instantly purchase large or small items valued up to SRD 50.000,- at Kirpalani’s N.V., and pay as little as 0.5% per month financing cost over time. It is easy, safe, and convenient! 

Consumers may apply for the Finabank Kirpalani Shopping Card at any of our Kirpalani’s N.V. locations.

Who can qualify for a Finabank Kirpalani Shopping Card and what are the benefits?
This financing facility is intended for 2 target groups:

  • Primary Account Holders
    These are the current and potential Finabank account holders with a salary deposit at Finabank
    The maximum financing amount is SRD 50,000.00 with a minimum of SRD 1,000.00
    The maximum term of the loan is 60 months and the financing cost is 0.5% per month
  • Non-Primary Account Holders
    These are the non Finabank account holders without a salary deposit at Finabank
    The maximum financing amount is SRD 20,000.00 with a minimum of SRD 1,000.00
    The maximum term of loan is 24 months and the financing cost is 1% per month

Requirements:

  • Loan applicants must have a Finabank N.V. bank account that has been active for a minimum of 2 years 
  • Loan applicants must demonstrate a stable employment history with a minimum of 2 years in a permanent position 
  • Eligible applicants must be at least 21 years or older in order to qualify 

 

To apply for a Finabank Kirpalani Shopping Card, you need to provide the following documents:

  • A valid identification such as a passport or ID card
  • A recent salary slip 
  • A recent extract from Bureau of Civil Affairs
  • A recent employer's statement
  • The last three months statements of your bank account, where salary is directly deposited 

DSB Kirpalani Credit

Anyone with an account at De Surinaamsche Bank N.V. can apply for a Personal Loan for purchase of goods and / or services from or through Kirpalani's N.V. 

Financing Conditions

  • Interest: 18% per year
  • Amount: minimum SRD 300.00 maximum SRD 20,000.00
  • Repayment period: minimum 3 months and maximum 24 months
  • Repayment capacity: 30% of net disposable income

Where can I do a credit request?

We will assist with applications at all of the following Kirpalani branches:

  • Kirpalani Domineestraat
  • Kirpalani J.A.Pengelstraat
  • Kirpalani Maagdenstraat

Requirements for DSB Kirpalani Credit:

  • Applicants must have a DSB bank account where their salary is deposited on a monthly basis
  • Applicants must demonstrate a stable employment history with a minimum of 1 year in a permanent position
  • Applicants must earn at least SRD 5,000.00 per month
  • Minimum age of 21year and not older than 61 years

Requirements for application:

  • DSB account number)
  • Valid ID (for example ID Card or Driving License)
  • Employer statement
  • Last 3 salary slips

Financing facility for Surinamese Government Employees

Kirpalani offers special financing for anyone currently employed by the Surinamese government. This financing is a no down payment financing facility with a same day approval.
This financing facility is intended for anyone who is permanently employed by the Surinamese government.
This financing facility can be used for purchase of goods at Kirpalani's N.V.

 Facility for purchase of goods at Kirpalani's N.V.

Financing Conditions:

  • Amount min. SRD 300.00 max. SRD 40,000.00
  • Duration min. 3 months - max. 12 months
  • Funding cost 2.50% per month
  • Monthly repayment through the payroll of your ministry

Requirements for Application:

  • Latest salary slip
  • Valid ID (for example ID Card or Driving License)
  • Employer's statement for first time credit application