Kirpalani Financing

Kirpalani’s N.V. offers several financing services for our current and future customers with the lowest interest rates from 0.5% per month!
Our financing terms easily allow you to purchase a wide variety of products and/or services, including building materials from third parties, while paying over a longer period of time. 

We offer the following financing services:

• Finabank Kirpalani Shopping Card
  A financing facility for everyone who has a permanent position with their employer and approved by Finabank.
  
  
• Personal loans
  This financing facility is intended for account holders of De Surinaamsche Bank N.V.
  
  

• Loans for government employees
  A financing facility for a person who is employed by the government

Finabank Kirpalani Shopping Card

What is Finabank Kirpalani Shopping Card?
The Finabank Kirpalani Shopping Card helps you buy your long-desired furniture, redecorate your home, renew your electric appliances, and much more!  Simply, qualified cardholders may instantly purchase large or small items valued up to SRD 50.000,- at Kirpalani’s N.V., and pay as little as 0.5% per month financing cost over time. It is easy, safe, and convenient! 

Consumers may apply for the Finabank Kirpalani Shopping Card at any of our Kirpalani’s N.V. locations.

Who can qualify for a Finabank Kirpalani Shopping Card and what are the benefits?
This financing facility is intended for 2 target groups:

• Primary Account Holders
  These are the current and potential Finabank account holders with a salary deposit at Finabank
  The maximum financing amount is SRD 50,000.00 with a minimum of SRD 1,000.00
  The maximum term of the loan is 60 months and the financing cost is 0.5% per month
• Non-Primary Account Holders
  These are the non Finabank account holders without a salary deposit at Finabank
  The maximum financing amount is SRD 20,000.00 with a minimum of SRD 1,000.00
  The maximum term of loan is 24 months and the financing cost is 1% per month

 

To apply for a Finabank Kirpalani Shopping Card, you need to provide the following documents:

• A valid identification such as a passport or ID card
• A recent salary slip 
• A recent extract from Bureau of Civil Affairs
• A recent employer's statement
• The last three months statements of your bank account, where salary is directly deposited 

Personal Loans through De Surinaamsche Bank N.V.

Anyone with an account at De Surinaamsche Bank N.V. can apply for a Personal Loan for purchase of goods and / or services from or through Kirpalani's N.V. 

Financing Conditions

• Costs: 0.5% per month
• Amount: minimum SRD 300.00 maximum SRD 20,000.00
• Funding period: minimum 3 months and maximum 24 months
• Repayment capacity: 30% -35% of net disposable income
  
  

Where can I apply for a Personal Loan?

We accept loan applications at all of the following Kirpalani branches:

• Kirpalani Domineestraat
• Kirpalani J.A.Pengelstraat
• Kirpalani Maagdenstraat
• Any branch of De Surinaamsche Bank
  
  

Requirements for a Personal Loan:

• Loan applicants must have a bank account for at least 1 year at De Surinaamsche Bank N.V.
• Loan applicants should have a permanent job for at least 1 year and have their salary deposited at De Surinaamsche Bank N.V.
• Minimum age of 21year and older
  
  

Requirements for Application:

• Valid ID (for example ID Card or Driving License)
• A recent extract from Bureau of Civil Affairs
• Employer statement
• Latest salary slip

Financing facility for Surinamese Government Employees

Kirpalani offers special financing for anyone currently employed by the Surinamese government. This financing is a no down payment financing facility with a same day approval.
This financing facility is intended for anyone who is permanently employed by the Surinamese government.
This financing facility can be used for purchase of goods at Kirpalani's N.V.

 Facility for purchase of goods at Kirpalani's N.V.

Financing Conditions:

• Amount min. SRD 300.00 max. SRD 15,000.00
• Duration min. 3 months - max. 6 months
• Funding cost 2.50% per month
• Monthly repayment through the payroll of your ministry
  
  

Requirements for Application:

• Latest salary slip
• Valid ID (for example ID Card or Driving License)
• Employer's statement for first time credit application